Build Your Financial Freedom
Evenings and Saturdays available · No obligation · No pressure
Most Kiwis aren’t financially prepared for retirement. At Home Advantage, we guide you with proven strategies to help you take control of your future, without compromising your lifestyle.
We support you at every step, from your first consultation to the point you are well on your way. Our personalised plans and expert support make financial independence feel achievable, not overwhelming.
Evenings and Saturdays available · No obligation · No pressure
You're not alone in feeling unprepared.
A 2022 study by the Retirement Commission found that 65% of New Zealanders over the age of 55 had no clear plan for funding their retirement.
The reality? Most hard-working Kiwis lack the time, expertise, and coordinated support needed to plan effectively for their financial future.
This is exactly why Home Advantage exists. We bring everything together with a tried and tested 3-step programme that takes the complexity out of financial planning.
We offer one-on-one appointments at your convenience, making it easy to review your financial position and direction.
You are securely in the hands of experts. Our advisers bring the knowledge, projects, office skills, and expertise to help you win.
We don't just create plans and leave them to collect dust. We help you implement the actions that will ensure your financial goals are met.
We meet at times that suit busy working families, including evenings and Saturdays — so planning doesn't compete with everything else.
Most financial planners don't specialise in property. Most property companies don't plan for your long-term financial wellbeing. Home Advantage coordinates your complete financial picture — from identifying and helping you secure qualified investment property, to mortgage structuring, financial planning and KiwiSaver optimisation.
Here's how we coordinate your complete strategy:
We help you clarify your goals and review your current financial position through our complimentary, no-obligation consultation.
You receive a clear, tailored financial plan with a roadmap and recommendations aligned to your goals, timeframe, and real-world constraints
We don't stop at advice — we help you implement decisions and stay on track as circumstances and markets evolve.
Confidence and clarity in your long-term direction and outcomes
Fewer "are we doing the right thing?" moments
Better decisions with less stress
A plan that fits work, family, and life
Guidance you don't have to second-guess
With over 2,000 consultations and 1,500 financial plans, our process is tried and true. Let us help you take inspired, pressure-free action that focuses on your goals.
"We have loved working with the team at Home Advantage. They listened to what our financial goals were and presented options to us that were both suitable and practical. They introduced us to a network of highly professional and easy to work with experts in their field across a wide variety of financial services."
"I thought I knew what the right thing was to do when it came to investing for my future retirement but the more I researched, the more I became convinced I needed help. Naveed and the team opened my eyes to what we could do. I was relieved that they said it was not too late to secure a comfortable retirement with a smart investment strategy. So we have."
In 2012, our founder Naveed Baluch experienced a life-changing moment. After being made redundant from a high-paying corporate role, he realised that no amount of hard work or dedication in a job could guarantee his future financial wellbeing. It became clear that relying on your employer, the government, or any other external party was not a viable option.
We are all responsible for our own financial wellbeing and have the power and opportunity to achieve financial independence, even while working full-time jobs. Yet many of us are unaware of this potential.
At Home Advantage, our mission is to help others secure their financial futures through inspired and informed actions that lead to true financial independence.
We firmly believe that our success is intertwined with our clients' success. That's why we are dedicated to helping our clients achieve positive outcomes — whether it's reducing debt, making sound investment choices, or creating sustainable wealth. Every step towards meaningful financial independence is a step we take together.